How much property
can you afford?
Enter your income and savings to see a realistic upper limit - with the Bulgarian National Bank rules on home loans and every tax and fee you have to pay yourself.
How much can you afford
The highest property price your income and savings can cover with a mortgage.
You can buy a property up to
€210,000
Your savings are the limit - the bank lends up to 85% of the value, and you pay the rest plus the fees.
Loan
€178,500
Monthly payment
€696.05
Your own money needed
Down payment
€31,500
Buying taxes and fees
€7,201.24
Mortgage costs
€1,282.39
Most loans have a floating rate. If it rises by 2 points, the payment becomes €893.86.
An estimate. The bank lends up to 85% of its own valuation, which may be below the price, and decides by its own rules on income, age and credit history. Does not include agency commission.
Buying and selling costs calculator →Want to know what you can find on this budget?
We'll tell you honestly which properties and neighborhoods are realistic for your budget before you start looking. We work with a limited number of clients each month so every one gets the attention they need.
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